Tag Archives: creditor harassment
What to Do When Creditors Call for Payment After Your Bankruptcy Discharge
One of the most important protections you receive when you file for Chapter 7 bankruptcy is the automatic stay — a court order that immediately puts an end to most collection efforts by creditors and collection agencies. The stay goes into effect at the beginning of your case and stays in effect until the end. […]
Your Rights Under the Fair Debt Collection Practices Act
It’s fairly common for consumers who have fallen behind on their payments for various debts to be confronted by collection agencies. Although debt collectors may be intimidating at times, you may need to deal with them, at least for a short period of time. However, this does not mean you must go against your creditors […]
Tips for Dealing with Aggressive Debt Collectors
The Rosenthal Act, a law specific to California, prohibits collections agencies from engaging in abusive activities. But if debt collectors are not following the law and become too insistent, you should know that you have a legal right to make them stop. Debt collectors from collection agencies are prohibited from the following: Calling repeatedly Calling […]