Established Bankruptcy Law Firm Serves Clients in Los Angeles
Certified bankruptcy specialist makes the law work for you
Los Angeles has always been a city of big dreams. So, if you live and work here, it’s easy to believe you can weather any financial storm. Tomorrow will bring the big deal or the big break, and you’ll be back on top again. Unfortunately, that particular tomorrow may be farther away than you’d hoped, so today bankruptcy may be the best course of action. At the Law Offices of Michael Jay Berger, we know the decision to file for bankruptcy is never easy. That’s why our initial consultation is always free. When you visit us, you’ll get personalized attention from knowledgeable and experienced professionals eager to help.
Attorney Michael Jay Berger is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization. He has more than 38 years of experience, helping people just like you throughout greater Los Angeles. Mr. Berger is also AV® Preeminent™ Peer Review Rated by Martindale-Hubbell® for his high ethical standards and professional ability.
Our Los Angeles attorneys make filing bankruptcy simple for you
U.S. bankruptcy law is very complicated, but our knowledgeable attorneys make filing simple and work hard to ensure you get every benefit under the law. We manage all types of bankruptcy filings, including:
- Chapter 7 — If you earn less than the average Californian and you don’t have many assets you want to protect, Chapter 7 may be the best choice. Chapter 7 bankruptcy allows you to exempt certain assets, such as a car, clothes, some cash, and the tools of your trade. You repay part of what you owe from your existing property and then get a quick discharge of all your remaining eligible debt.
- Chapter 13 — If you earn a steady income and have a home you want to keep, Chapter 13 bankruptcy may be your best option. Under Chapter 13, you create a payment plan based on your monthly disposable income, and pay a portion of what you owe to creditors for a period of three to five years. Once you complete your payment plan, the court discharges your remaining eligible debt.
- Chapter 11 — If your business is struggling due to excess debt, you can file for a reorganization under Chapter 11. This way, you can continue to operate your business while repaying a fraction of what you owe to creditors. We have vast experience helping small and medium-sized companies return to solvency.
Our attorneys understand the most important issues related to bankruptcy in Los Angeles, including home foreclosures and divorce. We tailor our strategies to the precise circumstances of your case to give you every advantage under the U.S. Bankruptcy Code.
Benefits of filing for bankruptcy in Los Angeles
If you are trying to live with crushing debt, you should understand the immediate benefits of filing for bankruptcy. As soon as you file, the court issues an automatic stay prohibiting your creditors from contacting you to try to collect what you owe. That means no more collection calls, no repossession of your vehicle or other secured property, and no wage garnishment.
In many cases, you can keep your property, and in a short time you can start rebuilding your credit. With the help of our accomplished attorneys, you can regain a firm financial footing.
Contact an established bankruptcy law firm in Los Angeles
To schedule a free consultation with an experienced bankruptcy lawyer, call the Law Offices of Michael Jay Berger at 310-271-6223 or contact us online. Our Los Angeles office is conveniently located in the heart of downtown. We are two blocks northwest of Pershing Square, at 515 South Flower Street, just off the Sixth Avenue exit of the 110 freeway.