Stopping Creditor Harassment
Once you have filed your bankruptcy petition an automatic stay goes into effect, which protects you (the debtor) from creditor harassment. This means creditors are no longer permitted to attempt to or collect any debt from you. They cannot call you or visit you to ask for repayment. They cannot sue you or garnish your wages. If you have filed for bankruptcy and a creditor is harassing you for repayment, you rights may have been violated and you need to consult a bankruptcy attorney as soon as possible.
Your creditors cannot begin foreclosure proceedings against you once you have filed a petition for bankruptcy. If a creditor does not refrain from trying to collect, you need to consult with a lawyer who can explain to you your rights and the implications of foreclosure on your property and belongings. Protection from debtor harassment is one of the main benefits of filing for bankruptcy. A creditor who violates this prohibition is subject to punishment by law.
Call us today for a skilled bankruptcy attorney in California
If you have questions about what creditors can and cannot do when you file a bankruptcy petition, you need to consult with a skilled bankruptcy lawyer in Los Angeles . Our attorneys at the Law Offices of Michael Jay Berger can answer all of your questions about bankruptcy. We work hard to protect your interests. Call our firm today at 213.236.3586 to schedule a consultation.